![]() Therefore, after playing the insurance bet 49 times, you'd win 16 x £3, returning £48 (£32 profit) and lose 33 x £1 (£33 loss). If you were to play this bet 49 times, you'd win your insurance bet 16 times as there are 16 chances in 49 of hitting a 10 or face card and lose your insurance bet the other 33 times. If you were to place a £1 insurance bet you would receive back £3 if the dealer turned over a 10. As you have been dealt two cards and the dealer is showing an Ace, there are 49 cards left unturned. This means that there are 16 cards with the value of 10 remaining in the deck (four 10's, four jacks, four queens and four kings). ![]() ![]() Let's assume that you are playing blackjack with one deck which contains 52 cards and that you've been dealt two cards which neither of are 10's. Essentially, you are betting on the dealer to turn a 10 on their face-down card. However, taking insurance is mathematically a bad bet. Insurance can be a tempting bet, especially if you're holding a strong hand such as 20.
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